Fill out our simple online form to get your fast, no-obligation loan quote, you can pre-qualify for a loan without sharing any personal information. We’ll provide a preliminary loan quote and if you decide to proceed, we can complete a loan funding in as few as 7 business days.

After you receive your loan, Resource Option collects a small, fixed percentage of each Visa/MasterCard batch processed at your location until the loan is repaid.

To pre-qualify for a loan you must have an average of $3,000 or more of monthly credit card sales, and have operated your business for at least one year.

We work with all kinds of small business types including:

• Retailers
• Restaurants
• Service Providers
• Dental and Medical Offices
• In short – almost any business with at least $3,000 in average monthly Visa/MasterCard sales

It’s that simple. The benefits of a Resource Option loan include:

• Cash Flow Compatibility – No large, fixed monthly payments. We receive a percentage of your credit card sales so the loan is repaid with the natural flow of your business.
  
• A Hassle-free Loan Process – You don’t need tax returns, financial statements or asset documentation to apply. And our loan documents are just a few pages long.
  
• Fast Loan Approval – You can expect your loan application to be approved within 3 business days, and fund in as few as 7 business days.
  
• Affordable, Straightforward Loan Terms – Benefit from the best merchant loan terms around with no hidden charges and no late fees.
  
• A Simple Repayment Process – No checks to write and no due dates to worry about.
  
• Best-in-class Customer Service – you are assigned a dedicated customer service representative with at least 5 years of industry experience.